| Account Type | APY* | Minimum Balance | Features |
|---|---|---|---|
|
Basic Savings |
0.50% |
$100 |
No monthly fee, Online access |
|
Premium Savings |
1.25% |
$1,000 |
Free transfers, No ATM fees
|
|
Money Market |
1.75% |
$2,500 |
Check writing, Higher yields
|
|
12-Month CD |
2.50% |
$1,000 |
Fixed rate, FDIC insured
|
|
5-Year CD |
3.25% |
$1,000 |
Highest fixed rate, FDIC insured
|
| Loan Type | APR From* | Term | Features |
|---|---|---|---|
|
Personal Loan |
6.99% |
12-60 months |
No origination fee, Fixed payments
|
|
Auto Loan (New) |
4.25% |
36-72 months |
100% financing available, No prepayment penalty
|
|
Auto Loan (Used) |
4.75% |
36-60 months |
Flexible terms, Competitive rates
|
|
Home Equity Line |
5.50% |
10-15 years |
Variable rate, Interest may be tax-deductible
|
|
Boat/RV Loan |
5.99% |
Up to 180 months |
Financing up to 90% of purchase price
|
| Mortgage Type | Rate* | APR* | Points |
|---|---|---|---|
|
30-Year Fixed |
5.750% |
5.875% |
00 |
|
15-Year Fixed |
5.125% |
5.250% |
00 |
|
5/1 ARM |
4.875% |
5.125% |
00 |
|
7/1 ARM |
5.000% |
5.250% |
00 |
|
FHA 30-Year Fixed |
5.500% |
5.750% |
00 |
| Card Type | APR Range* | Annual Fee | Rewards |
|---|---|---|---|
|
Classic Visa |
13.99% – 22.99% |
$0 |
None |
|
Gold Rewards |
15.99% – 24.99% |
$95 |
2% on dining, 1.5% on all other purchases
|
|
Platinum Cash Back |
16.99% – 25.99% |
$125 |
3% on gas, 2% on groceries, 1% on all other purchases
|
|
Business Rewards |
14.99% – 23.99% |
$0 first year, then $95 |
2% on business expenses, 1% on all other purchases
|
|
Secured Card |
18.99% |
$0 |
0.5% on all purchases
|
